State Farm® Insurance Agent Sonja Lhotka
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Julie Reilly
May 26, 2026
"Samantha in the State Farm Office in West St.Paul organized my policies and transferred them to Wisconsin from Minnesota so nicely and carefully for me and updated all The details for my coverage. Kindly and thoroughly done …. Thank you so much!"
"Julie—thank you so much for your 5-star review! We’re thrilled to hear Samantha took great care of you, organized all of your auto insurance, home insurance and all other insurance policies, transferred your coverage to Wisconsin smoothly, and updated everything thoroughly and thoughtfully. We truly appreciate your business! - Sonja"
Nicky K
May 21, 2026
"I switched my policies to Sonja's team a little over a year ago and couldn't be happier. When I met with Sonja initially, she helped me understand my coverage and to convert my existing life insurance policy to a more appropriate product, and found discounts that fit my lifestyle (low mileage, etc.). She was very personable and listened to what I wanted to get from their service. She has clearly put together a team of excellent people. Samantha reached out to schedule my annual review and is very response to text. I had my review with Mitch last week. He is knowledgeable and helpful and was very patient with all my questions to fully understand my coverage and updates. He is very funny and I appreciated his witty humor and excellent puns. The passion, candor, and energy of this team is well matched by their efficiency and follow through. I'm very happy that I switched."
"Nicky—thank you for your thoughtful 5-star review! I am so happy to hear that I made your coverage feel clear and personalized, helped you convert your life insurance to a better fit, and found discounts that match your lifestyle. It’s also great to know Samantha was responsive in scheduling your annual review and that Mitch (has an amazing sense of humor) was knowledgeable, patient, and even kept things fun with his humor and puns. We truly appreciate your kind words and are grateful you chose our team and continue to choose us!!! - Sonja"
John Kopp
May 21, 2026
"Working with Mitch and there Agency was great. They are easy to work with and really helpful."
"John - thank you for the wonderful review! We’re really glad working with Mitch and our agency was a great experience. We appreciate you choosing us and we’re always here to help. - Sonja"
Anthony Johnson
May 18, 2026
"I never expected to get such a great offer. The agent I was dealing with, JT, started me out with a life insurance policy. He kept in touch and later came with the bells and whistles. Great guy. Great deal. Great agency. I'm glad I chose them and don't see myself leaving. You guys keep up the fabulous work."
"Anthony - Thanks so much for the kind words! We’re really glad JT could help you find a great life insurance policy and keep in touch along the way. It means a lot to hear you’re happy with us and plan to stick around. We’ll keep doing our best! - Sonja"
DAVID BLANCHARD
May 18, 2026
"Nice young man who helped my with my insurance quotes..."
Julie Laplant
May 17, 2026
"I was looking for cheaper insurance, and requested some quotes. You really came thru for me. Quick response also! Thank you, Julie LaPlant"
"Julie - Thanks so much for your kind words! I’m really glad we could help you find a great insurance option that fits your budget. If you ever have any questions or need anything else, don’t hesitate to reach out. I look forward to working with you! - Sonja"
Gerald Koppy
May 15, 2026
"I couldn't figure out "G" ah Google. I was surprised when i called after what i considers to be business hours and get a smiling face. I got help what I needed. I think i got appropriate help."
"Thanks for the review Gerald! We always appreciate you."
David Genelin
May 14, 2026
"Working with Samantha and Mitch is a great experience, it’s personal and a joy to talk and work with these guys and gals! Highly recommended this group for your insurance needs"
"David - Thank you so much for the wonderful shout-out! Samantha, Mitch, and the whole team really appreciate your kind words. It means a lot to hear that you enjoyed working with us and felt the personal touch especially when it comes to talking about your life insurance, boat insurance, and property insurance and vehicle insurance. We’re always here whenever you need us! - Sonja"
Patrick Mahony
May 8, 2026
"To all readers I saved $73.12 per Month working with Samantha and Sonya! I was with ACUITY and had my monthly premium at $211.12. My premium is now $138.00 per month!! Thanks to the professionals at Sonja Lhotka's State Farm Insurance SUCCESS HAS BEEN DELIVERED. PATRICK"
"Patrick - Thanks for the shoutout! We’re so happy Samantha and I could help you save some serious money each month. It’s great to have you with us at State Farm! If you ever need anything, just give us a call. - Sonja"
Daniel Heinze
May 5, 2026
"Friendly service"
"Thanks so much, Daniel! We really appreciate your kind words (AKA 5*) and support! 😊 - Sonja"
Thomas Shultz
May 4, 2026
"Always helpful. I checked other insurance companies and the agency still beats them all, even when they say we can save you $100s. They never can beat the agency. 👍"
"Thomas - Thank you for the kind review. We really appreciate you and being able to help you wiht your motorcycle insurance, boat insurance, vehicle insurance, and property insurance!! "
Dan McPhillips
May 1, 2026
"I called this agency for a quote and while they were more costly than my current company ( not by a-lot ) they (JT ) went through my coverages and pointed out multiple issues with my insurance policy. Such as having to much coverage in one area and not enough in another, changing deductibles up or down to be more cost effective. Sonja Lhotka agency did this knowing i wasn't going to switch to them (at least not at this time ). Good people, better customer service ! Dan"
"Dan - we appreciate hearing this. We are all about taking care of our community and educating whether you are a customer or not. Thank you!!!"
Tony Devich
May 1, 2026
"Just went in and talked woth these folks, had a good experience again, got things done in a quick hurry, on my way again , thanks for the bag of coffee also; its tasting good ,im having a cup as I wright this....have a wonderful summer thanks for your love and kindness!"
"Tony - we appreciate that! Straight forwardedness is our game! We just want to make sure our customers are taken care of!"
Michael Dahl
April 30, 2026
"I was searching for a new insurance company and reached out to this State Farm location. Incredibly impressed by their communication, dedication and support. Easy to work with and they made insurance easy to understand and simple in overall nature. Great great team at this State Farm Location. Well done!"
"Michael - Thank you so much for your kind words and for choosing our State Farm location for your insurance needs! We’re thrilled to hear that our team was able to make the process easy to understand and provide the support you were looking for. Your satisfaction means a lot to us, and we’re always here to help with any of your insurance needs in the future. Thanks again for the great review! - Sonja "
Chris Wigstrom
April 29, 2026
"I worked with Kayla and she responded fast with accurate info and saved me a lot of money!"
"Chris - Thank you so much for your kind words! We're thrilled to hear that Kayla was able to provide quick and accurate information and help you save money. We appreciate your feedback and look forward to working you again in the future! - Sonja"
Mark Reuter
April 29, 2026
"JT Roe did an absolutely stunning job! Very thorough and lowered my insurance costs by 15-20%! I would recommend JT of State Farm."
"Mark - Thank you for your fantastic review! We're so glad to hear that JT provided thorough service and helped lower your auto insurance and home insurance costs by 15-20%. Your recommendation means a lot to us! If you ever need assistance again, don't hesitate to reach out. - Sonja"
bob werner
April 28, 2026
"It was great to talk with Sam and Samantha about all my insurance needs.Looking forward to the future with them you bet,cheers,Bob"
"Bob - We are all so excited to have you part of our State Farm Family and to help with all of your insurance needs. We really look forward to continueing to work with you! "
Benny Gutierrez
April 23, 2026
"Thank you for all"
"Thanks for the 5*s Benny!! We appreciate you and your trust in us! - Sonja"
Richard Duchene
April 16, 2026
"My family has been insured with State Farm for as long as I can remember. Growing up, our agent and their staff were consistently helpful and reliable, so when I became an adult and had a family of my own, continuing with State Farm for myself, my wife, and our children was an easy decision. About four years ago, we moved to the other side of town and transferred our policies to a State Farm agent closer to our new home. Until recently, I had no concerns with the service we received. However, during the process of purchasing a new vehicle, I went online to update my policy. It took the agent’s office five days to respond with the proposed policy change. As you know, a vehicle cannot be purchased without proof of insurance, and I was not willing to risk losing the car while waiting indefinitely for a response. I contacted a competitor’s agent, who immediately provided the information I needed. Their quote was competitive and even lower than what my State Farm agent eventually sent. In the past, I never minded paying a higher premium because the level of service from previous State Farm agents had always been exceptional. Unfortunately, this recent experience did not reflect that standard. As a result, I ultimately decided to move my family’s other three vehicles to the new company. I understand that one experience does not represent the entire organization, but it does represent my personal experience as a long‑time customer. I am submitting this complaint in hopes that it will be taken seriously and used to improve service responsiveness for other policyholders."
"Richard - First, Thank you for being a loyal State Farm family member for so many years. I’m sorry to hear about the delay with your policy update — I understand how frustrating that must have been, especially when you needed proof of insurance quickly. We don't leave the office until all calls and texts have been handled and returned so to know we fell short on another level of communication is hard to hear. I do appreciate your feedback and will take this as an opportunity to only continue to get better. If there is anything in the future we can do for you, I'd love the opportunity for a second shot. Take care."
jim parr
April 16, 2026
"The agency has been responsive to my questions over the past ten years. Much appreciated!"
"Jim - we really have enjoyed working with you and appreciate our relationship and being able to continue to help with all of your insurance needs."
Holly Lorenz
April 15, 2026
"Awesome service! Top notch ! Affordable!"
"Thank you Holly!! We strive to give the greatest customer service possible so we appreciate all feedback!"
Mark Paulus
April 15, 2026
"Great communication and responsive service. All of my questions were answered in a timely fashion. The insurance prices were better than my current insurance premiums with better coverage. Kayla Burnette and the staff at the Sonja Lhotka Agency were fantastic."
"Mark - Thank you so much for your kind words! We're thrilled to hear that Kayla Burnette and the team at my office has provided you with excellent communication and service. It's great that we could offer you better coverage at a more affordable price for your auto insurance and home insurance. We truly appreciate your trust and look forward to continuing to assist you with your insurance needs!"
Eric Fredrickson
April 10, 2026
"I have been a customer of State farm for over 30 years. Their agents are friendly and knowledgeable."
"Eric - we enjoy our working relationship and will continue to make sure our customer service is everything you deserve and more!! Thanks for the 5*"
David Nelson
April 7, 2026
"We switched to Sonja’s office. The transition was very easy and productive. We look forward to working with them."
"We are so excited you trusted us enough to make the switch David. We look forward to helping you with your motorcycle insurance, property insurance, and vehicle insurance and any other insurance that may come up! "
Bernadette Ahles
April 6, 2026
"Thank you for all your help and the affordable ins."
"We love seeing the 5*s! What a compliment - THANK YOU!"