State Farm® Insurance Agent Sonja Lhotka
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Jeff Anderson
November 8, 2025
"Very knowledgeable,Great to work with, truck ins. Boat ins. Side x side inside. Homeowners ins. Very happy!"
"Jeff - so glad we were able to help you with your truck insurance, boat insurance, and side by side insurance. We appreciate you and your feedback! "
Paull Rukavina
November 8, 2025
"Really enjoyed my first visit with my new State Farm agent ---Sonja and her staff are all super friendly and very personable --They really helped explain all my options to me so I could choose the best coverage for my Car, Home, and Life insurance and I appreciated the Umbrella policy addition--nice to have peace of mind in case of an accident ."
"Paull - I really enjoyed meeting you and learning more about you and all of your car insurance, home insurance, and life insurance needs. I really am looking forward to continuing our working relationship! Thank you for trusting me and my office! "
Thomas Shultz
November 7, 2025
"Always helpful. I checked other insurance companies and the agency still beats them all, even when they say we can save you $100s. They never can beat the agency. 👍"
"Thomas - Thank you for the kind review. We really appreciate you and being able to help you wiht your motorcycle insurance, boat insurance, vehicle insurance, and property insurance!! "
Pam Hamann
November 6, 2025
"I worked mainly with Sonja and she was very helpful. The guys I talked too were also very helpful and pleasant ( and sometimes even funny)!"
"LOL Thanks for the review Pam! We look forward to working with you for many years for all of your insurance needs!"
michael weeber
October 30, 2025
"I talked to JT on the phone he was very polite knew his business. new his business, and I believe he gave me a good deal. Thank you"
"Thanks for the review Michael - JT is very good at what he does. We look forward to continuing to help with your auto insurance."
Kate Jensen
October 21, 2025
"Sonja Lhotka is a good communicator and very efficient. I recommend her services!"
"Thanks for the review Kate! I appreciate you!"
Jennifer Stueber
October 16, 2025
"I worked with Sonja on getting car and life insurance. She was very thorough and patient when explaining the different types of life insurance and helped me choose the best fit for me. I would 100% recommend working with her and her team for your insurance needs!"
"Jennifer - Thank you so much for your kind words and recommendation! I love hearing that we provided thorough and patient guidance to help you find the best life insurance & auto insurance options for your needs. It was a pleasure working with you, and we’re always here to support you with any future insurance questions or needs. Thanks again for choosing us!"
Morgan McNellis
October 14, 2025
"Great experience in the dreadful world that is insurance. JT was excellent at helping me figure things out, explaining details about my policy, laying things out nice and simple and helping me understand what I was paying for. Everyone in the office was incredibly friendly and welcoming. Not only is having a personal connection with an honest representative priceless, but the money I'm saving compared to other big insurance companies is unparalleled. Very glad I made the switch."
"Morgan!!! Thank you so much for your kind words and thoughtful review! We're thrilled to hear that JT and the entire team made your auto & home insurance experience straightforward and welcoming. Providing clear explanations and honest support is our top priority, and we're glad it made a difference for you. PLUS saving money is always a plus!! We look forward to continueing to work with you!"
Don Erickson
October 10, 2025
"I received excellent service and patience from the agents in this office and very positive feedback with my decisions. I would recommend this office for your insurance needs."
"Don - we have really enjoyed helping you with your vehicle insurance and really appreciate the friendship we have grown along the way! "
Chesie Wang
October 10, 2025
"Have been working with this team for 3year. I feel lucky to choose the right insurance. Very high ownership and quick response from JT and Mitch. Although the price keep increasing they are trying to explain on a more reasonable way. Hope I won’t switch to other new agent more"
"Chesie - we have enjoyed helping you with your property and vehicle insurance over the last 3 years. We want to continue to provide you the highest quality of service along with being very transparent! Thanks for the review."
Derick Borntrager
October 7, 2025
"Best team and insurance by far wouldn't switch and would recommend anyone to by far at least get a quote thanks state farm and Sonjas team you've all been amazing and are the best...."
"DERICK! Thank you for your kind words and recommendation! We’re happy to hear my team has provided excellent service for your auto & other insurance needs. Please reach out anytime—we’re here to help!"
Veronique Ruiz
September 19, 2025
"I received 5 star service from Samantha today. She practically gave me her entire day to ensure I was aware of all coverage options and curated a bundle that I am excited about. She was patient, and I made my FIRST real connection with an insurance representative! Aside from the top tier service I received, I am also paying substantially less than I was previously. THANK YOU."
"We love hearing this. Samantha is so good at going above and beyond and our office and anyone who gets to work with her can feel that! Thanks for the review Veronique."
Yohannes Tesfamichael
September 16, 2025
"Nice staff."
"Thank you Yohannes - we appreciate your kind words."
Nicholas Thraen
September 15, 2025
"Very helpful, knowledgeable and wonderful to work with."
"Nicholas - Thank you so much for your kind words! We’re delighted to hear that you found our team helpful and knowledgeable. It was a pleasure working with you, and we look forward to assisting you again in the future!"
Deb Ficek
September 10, 2025
"JT took the time to listen to me and give me a good quote. I hope to be dealing with him in the future."
"Deb - Thank you for your kind words! I’m glad JT could take the time to listen and provide you with a good quote. We look forward to the opportunity to work with you again in the future. Please don’t hesitate to reach out if you need anything!"
Joy Carrigan-Roedl
September 9, 2025
"Mitch was awesome to work with! He understood what I was looking for, what I needed and did everything he could to meet my needs. I am thinking of inviting him to Family Christmas!"
"Joy - Thank you so much for the wonderful feedback! We’re thrilled to hear Mitch made such a great impression and truly understood your needs."
Hannah Mlodzik
September 2, 2025
"Mitch, helped me out so much and he explained everything in great detail. I know very little about insurance and never had anyone break it down for me in a way I can understand! I would definitely recommend him and his team to anyone!! Thank you so much!!"
"Hannah - Thank you for your kind words! We’re so happy to hear that Mitch was able to help and explain everything clearly. Making insurance easy to understand is one of our top priorities, and it’s wonderful to know Mitch and the team delivered on that. We truly appreciate your recommendation and look forward to assisting you or anyone you refer in the future!"
Jorge Vargas
August 18, 2025
"Mitchell Huisman, thank you for your help. Excellent work, I recommend it."
"Thanks for the review Jorge - I know Mitch has truly enjoyed getting to know you and help you with all of your insurance needs!"
barb carpenter
August 15, 2025
"So happy with State Farm and Sonja at the West St. Paul, Minnesota office. A++++++"
"Barb - Thanks so much for the awesome review! We’re really happy to hear you’re loving the price and the help from my office at our West St. Paul location. We appreciate you choosing State Farm & us for your vehicle insurance & renters insurance needs and look forward to helping you anytime you need us!"
Eric Walker
August 9, 2025
"Coming home from the mall with wifey on the freeway a couple tried to scam us and said we hit their car. State Farm did their homework and were able to prove we didn’t , thank you everyone at State Farm my family appreciates your work."
"We really appeciate the 5* and really enjoy working with you and your family Eric! "
Adam
August 8, 2025
"Note: I was asked to give this review, but this is my genuine authentic review of this insurance company. Compared to my previous American family insurance which I was with for 10 years now, my car insurance is cheaper, my plan is better (higher injury coverage for a lower price 100k vs 250k) and my agent got complimentary health insurance coverage for only a few bucks a month on top of my car coverage. I got a combined car discount with my car and van costing very little a month. Now the reason I give 4 stars is this: The agents are amazing, quick to respond, and give great rates, but I'm unsure if something was to happen to me or my car how the rates would be adjusted or how they handle claims. Based on initial impressions of the company as a whole they will handle it quickly, swiftly and effectively, but only time will tell with that. I also noticed a bit of a mask with some of the agents, now in society and especially jobs that is to be expected, especially when selling insurance, but time will tell what lies beyond the mask. I'm a very sensitive individual and can pick up on subtle things most miss, but I'm sure just like with any jobs we need to wear masks to get through it. Anyways, my honest review. As a ending note I very much appreciate my agent and the time they have put into getting my rates lower then my previous company, and I truly enjoyed the process of asking them questions, and having them answer everything and even take the time to make sure I understood everything I was signing. Great people here. I highly recommend them, if you are used to a corporate insurance company or agents this is the exact opposite."
"We really appreciate your honesty and look forward to cointinueing to show up for you with exceptional customer service on your auto insurance needs along with everything else. "
Dom Spallino
August 7, 2025
"Went in to see what could be done to lower my insurance temporally due to being laid off from tech job. JT found places where we could cut things in half. In the end, I'm now saving 50% on my monthly insurance. Solid work dude!"
"Dom - we love hearing this! That is what we are here for to help and make sure your insurance is catered to YOU!! Thanks for the 5*!"
John Lorge
August 6, 2025
"Your agent took the time to go over all my concerns and answered all my insurance questions. Very respectful and not in a hurry. Very easy to talk to. Over all it was a good experience."
"John I am so glad we were able to help with your insurance needs and not make you feel rushed! That is so important to us! Thanks for the review."
Lori Steinmetz
August 4, 2025
"Everyone helpful when called."
"Glad we were able to help with your insurance needs Lori! We appreciate you!"
Gabrielle REDACTED
August 1, 2025
"Great people"
"Thanks Gabrielle! We appreicate your kind words!"