Homeowners Insurance in and around West Saint Paul
A good neighbor helps you insure your home with State Farm.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Would you like to create a personalized homeowners quote?
Home Is Where Your Heart Is
Your house isn't a home unless you enjoy coverage from State Farm. This exceptional, secure homeowners insurance will help you protect what you value most.
A good neighbor helps you insure your home with State Farm.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Safeguard Your Greatest Asset
You’ll get that and more with State Farm homeowner’s insurance. State Farm has coverage options to keep your most personal possessions safe. You’ll get a policy that’s personalized to fit your specific needs. Thankfully you won’t have to figure that out by yourself. With empathy and outstanding customer service, Agent Sonja Lhotka can walk you through every step to develop a policy that protects your home and everything you’ve invested in.
Your home is a big deal, but unfortunately, the accidental circumstance can happen. That's why you need State Farm's homeowners insurance. Plus, if you need some more air space, our bundle and save option could be right for you. Sonja Lhotka can help you get the home coverage you need!
Have More Questions About Homeowners Insurance?
Call Sonja at (651) 454-6555 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
What is an impact-resistant roof?
What is an impact-resistant roof?
Weather such as hail, high winds, snow and ice and even nearby wildfires can weaken or destroy your roof system. Impact-resistant shingles can help.
Tips for pet safety at home and in the car
Tips for pet safety at home and in the car
A few changes around your house and while you're driving can give your pets the protection they need to stay well and happy for years to come.

Sonja Lhotka
State Farm® Insurance AgentSimple Insights®
What is an impact-resistant roof?
What is an impact-resistant roof?
Weather such as hail, high winds, snow and ice and even nearby wildfires can weaken or destroy your roof system. Impact-resistant shingles can help.
Tips for pet safety at home and in the car
Tips for pet safety at home and in the car
A few changes around your house and while you're driving can give your pets the protection they need to stay well and happy for years to come.