Homeowners Insurance in and around West Saint Paul
Protect what's important from disaster.
Help protect your home with the right insurance for you.

Would you like to create a personalized homeowners quote?
Insure Your Home With State Farm's Homeowners Insurance
Being at home is great, but being at home with protection from State Farm is the cherry on top. This fantastic coverage is more than just precautionary in case of damage from windstorm or hailstorm. It also has the ability to protect you in certain legal situations, such as someone tripping in your home and holding you responsible. If you have the right coverage, your insurance may cover these costs.
Protect what's important from disaster.
Help protect your home with the right insurance for you.

State Farm Can Cover Your Home, Too
That’s why your friends and neighbors in West Saint Paul turn to State Farm Agent Sonja Lhotka. Sonja Lhotka can explain your liabilities and help you find a policy that fits your needs.
There's nothing better than a clean house and insurance with State Farm that is dependable and commited. Make sure your valuables are covered by contacting Sonja Lhotka today!
Have More Questions About Homeowners Insurance?
Call Sonja at (651) 454-6555 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
How to throw a safe house party
How to throw a safe house party
Learn tips about hosting a safe party at home, respecting your neighbors when you have parties and minding noise pollution laws.
Maintaining a historic home
Maintaining a historic home
With a historic home, completing these home maintenance tasks a little bit at a time could improve the overall resale value of your home.

Sonja Lhotka
State Farm® Insurance AgentSimple Insights®
How to throw a safe house party
How to throw a safe house party
Learn tips about hosting a safe party at home, respecting your neighbors when you have parties and minding noise pollution laws.
Maintaining a historic home
Maintaining a historic home
With a historic home, completing these home maintenance tasks a little bit at a time could improve the overall resale value of your home.