Homeowners Insurance in and around West Saint Paul
Homeowners of West Saint Paul, State Farm has you covered
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Would you like to create a personalized homeowners quote?
Home Is Where Your Heart Is
One of the most important steps you can take for your loved ones is to make sure your home is insured through State Farm. This way you can take it easy knowing that your home is covered.
Homeowners of West Saint Paul, State Farm has you covered
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Homeowners Insurance You Can Trust
Sonja Lhotka can walk you through the whole coverage process, step by step. You can have a straightforward experience to get a protection plan for everything that’s meaningful to you. We’re talking about more than just protection for your furnishings, linens and electronics. Protect your family keepsakes—like souvenirs and mementos. Protect your hobbies and interests—like sports equipment and videogame systems. And Agent Sonja Lhotka can share more information about State Farm’s great savings and coverage options. There are savings if you carry multiple lines of State Farm insurance or have home security devices, and there are plenty of policy inclusions, such as liability insurance to protect you from covered claims and legal suits.
Whether you're prepared for it or not, the unpredictable can happen. But with State Farm, you're always prepared, so you can unwind knowing that your belongings are covered. Additionally, if you also insure your auto, you could bundle and save! Contact agent Sonja Lhotka today to go over your options.
Have More Questions About Homeowners Insurance?
Call Sonja at (651) 454-6555 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Tips for collectible storage and display
Tips for collectible storage and display
Collectibles can have sentimental value and also be a profitable enterprise. So it's important to think about how to store, display and protect your collection.
What is radon gas?
What is radon gas?
Radon gas is odorless, colorless and the second leading cause of lung cancer. Here's how to know if you have a radon problem.

Sonja Lhotka
State Farm® Insurance AgentSimple Insights®
Tips for collectible storage and display
Tips for collectible storage and display
Collectibles can have sentimental value and also be a profitable enterprise. So it's important to think about how to store, display and protect your collection.
What is radon gas?
What is radon gas?
Radon gas is odorless, colorless and the second leading cause of lung cancer. Here's how to know if you have a radon problem.