Homeowners Insurance in and around West Saint Paul
Protect what's important from disaster.
Help protect your home with the right insurance for you.

Would you like to create a personalized homeowners quote?
Insure Your Home With State Farm's Homeowners Insurance
You want your home to be a place to laugh and play when you've worked a long shift. That doesn't happen when you're worrying about making sure you don't burn the cake, and especially if your home isn't covered. That's why you need us at State Farm, so all you have to worry about is the first part.
Protect what's important from disaster.
Help protect your home with the right insurance for you.

State Farm Can Cover Your Home, Too
Sonja Lhotka can walk you through the whole coverage process, step by step. You can have a hassle-free experience to get a protection plan for everything that’s meaningful to you. We’re talking about more than just protection for your clothing, home gadgets and furnishings. Protect your family keepsakes—like pictures and souvenirs. Protect your hobbies and interests—like sports equipment and tools. And Agent Sonja Lhotka can share more information about State Farm’s great savings and coverage options. There are savings if you choose a higher deductible or have home security devices, and there are plenty of policy inclusions, such as liability insurance to protect you from covered claims and legal suits.
Whether you're prepared for it or not, the unpredictable can happen. But with State Farm, you're always prepared, so you can take it easy knowing that your belongings are protected. Additionally, if you also insure your car, you could bundle and save! Contact agent Sonja Lhotka today to go over your options.
Have More Questions About Homeowners Insurance?
Call Sonja at (651) 454-6555 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
How to throw a safe house party
How to throw a safe house party
Learn tips about hosting a safe party at home, respecting your neighbors when you have parties and minding noise pollution laws.
Maintaining a historic home
Maintaining a historic home
With a historic home, completing these home maintenance tasks a little bit at a time could improve the overall resale value of your home.

Sonja Lhotka
State Farm® Insurance AgentSimple Insights®
How to throw a safe house party
How to throw a safe house party
Learn tips about hosting a safe party at home, respecting your neighbors when you have parties and minding noise pollution laws.
Maintaining a historic home
Maintaining a historic home
With a historic home, completing these home maintenance tasks a little bit at a time could improve the overall resale value of your home.