Insurance in and around West Saint Paul
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A Personal Price Plan® That’s Uniquely You
Wondering how you can help protect yourself, your loved ones, and the life you've built in a world that often throws the unexpected at you? Ask agent Sonja Lhotka how you can develop a Personalized Price Plan® that's right for you. And while you're at it, check out State Farm's safe driving rewards, bundling options and discounts!
Need insurance? We got you.
Protect what matters most

Protect Your Family, Autos, Home, And Future
With excellent service, outstanding coverage options and competitive prices, State Farm is here for you. It's what good neighbors do.
Simple Insights®
Moving from child care costs to saving for college
Moving from child care costs to saving for college
Childcare costs are gone. Now what? Start investing in your child's college fund.
What is Return of Premium life insurance?
What is Return of Premium life insurance?
What if a life insurance policy refunded all the premiums you paid if you outlive the term. That's the premise behind Return of Premium life insurance.

Sonja Lhotka
State Farm® Insurance AgentSimple Insights®
Moving from child care costs to saving for college
Moving from child care costs to saving for college
Childcare costs are gone. Now what? Start investing in your child's college fund.
What is Return of Premium life insurance?
What is Return of Premium life insurance?
What if a life insurance policy refunded all the premiums you paid if you outlive the term. That's the premise behind Return of Premium life insurance.