Skip to content
Call
Text
Profile photo of a State Farm Agent named: Sonja Lhotka
State Farm® Insurance Agent

Sonja Lhotka

Sonja Lhotka Ins Agency Inc

Office Hours

After Hours by Appointment

Address

1201 Robert Street S Suite M4
West Saint Paul, MN 55118-2367

Off Moreland Ave - side by side with St. Paul School of Music & Splatter Paint

Would you like to create a personalized quote?

Continue a saved quote Items needed for a quote
File a Claim Send Payment
5/5 average rating on Google (455 reviews)
Contact Us
Contact Us
Text Us
Map & Directions
Get ID Card

Would you like to create a personalized quote?

Continue a saved quote Items needed for a quote
File a Claim Send Payment

Office Info

Office Hours

After Hours by Appointment

Call or text us 24 hours a day!

Address

1201 Robert Street S Suite M4
West Saint Paul, MN 55118-2367

Location Details

  • No steps/stairs
  • Steps/stairs

Languages

English
Map showing State Farm Agent Sonja Lhotka's office at 1201 Robert Street S Suite M4, West Saint Paul, MN

🍂 September is Life Insurance Awareness Month! ❤️

September is a great time to think about the people who matter most. Life insurance can help you plan ahead and help protect your family’s financial future.

At Sonja Lhotka Insurance Agency, our team is here to make the conversation simple and comfortable. Whether you already have life insurance or are just starting to explore your options, give us a call or stop by—we’d love to help! ❤️

How we can help you crosses many lines of business, including (though not limited to): 🚗 Auto Insurance, 🏡 Home Insurance, 🏡 Renters Insurance, ❤ Life Insurance, ➕ Health Insurance, 🛠 Business Insurance, 🚜 Farm Ranch Insurance, 🛠 Commercial Business Insurance, 🚚 Commercial Auto Insurance, 💰 Financial Services, ➕ Supplement and Supplemental Insurance, 🐾 Pet Insurance, 💲 Paycheck Protection, ❤ Whole, ❤ Universal, ❤ Term, and 🏡 Rental Dwelling Insurance.

🌟 My Journey in the Insurance Industry 🌟

When I first started in this industry, I remember sitting at the front desk and thinking, "I am NOT doing this for the rest of my life!" Fast forward over 19 years, and here I am, still passionate about what I do! 😊

One of my favorite aspects of being a State Farm agent is the opportunity to work closely with local families and business owners to provide the right insurance protection for their autos, homes, and businesses.

My team and I are dedicated to ensuring our policyholders are covered with life and health insurance, too. We believe it's crucial for families to be prepared for whatever life throws their way.

Remember, we are here to help you navigate life’s curves and to support you in making sure your life goes right!

🌟 A Bit About Me 🌟

I am a proud business owner based in West St. Paul, and I now call Nowthen home. As a mom of two, I’m adjusting to a new season of life with one of my kids officially out of the house, while the other still keeps me plenty busy! Of course, our beloved Golden Retriever, Fancy, is still right by my side. Named after the iconic Reba McEntire, Fancy loves her daily adventures, meeting new people, and making furry friends wherever she goes.

Family and community are at the heart of who I am. As a parent and business owner, I understand how important it is to stay connected, give back, and support the people around us. Between family life, running my agency, and staying involved in the community, life is always busy—but I wouldn’t have it any other way. I’m especially passionate about supporting youth sports, education, and the communities we serve.

One of my deepest passions is supporting our military. After losing my brother Jesse in the Iraq War in 2005, I’ve made it my mission to honor our men and women in uniform every day of the year—not just on Veterans Day or Memorial Day. Their sacrifices deserve our gratitude and recognition.

In addition to my commitment to the military, I actively participate in and sponsor local events that bring our community together. Each August, my team and I proudly host the "Movie in the Park" event in West St. Paul, and we are dedicated participants in the annual Backpack Giveaway, helping to ensure that every child in our community has the tools they need for success.

I am also a strong advocate for inclusivity and proudly support the LGBTQ+ community. I believe that everyone deserves to feel welcomed and valued, and I strive to foster an environment where diversity is celebrated.

🌟 Together, We Make a Difference! 🌟

We all know that making a difference in the world requires a strong team. I am fortunate to have 6 incredible full-time team members—Samantha (Sam), Mitch, JT, Chuck, Kathleen, and Cheryl—who share my passion for serving the West St. Paul community. We are all licensed and ready to assist you!

Whether you want to discuss auto insurance, home insurance, renters insurance, life insurance, health insurance, or business insurance, we are here to work for you. In addition to insurance services, we also offer notary services for our customers.

📞 Give our office a call or stop by today! 📞 Connect with our office today by call, text, or visiting us to discuss your your customized Personal Price Plan.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking

View Licenses

Safely share the road with large trucks

Driving near large trucks can be scary, but fear not. These tips can help you safely share the road with large trucks.

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

Tips for planning a trip

Learn some tips for planning a trip to help you make the most out of your vacation.

View More Articles

Happy Coach :15 (feat. Curt Cignetti)

Vegas Can Change a Man :30 (feat. Fernando Mendoza)

Patty Melt :10 (feat. Patrick Mahomes)

See Everything :30 (Feat. Caitlin Clark)

Our mission is to ensure every individual we speak with feels APPRECIATED & WELCOME with open arms and that we provide them with an insurance experience that will make them feel at HOME. We will provide a great experience matched with our great services and products.

We’re local community members who care deeply about our neighbors—bringing 50+ years of combined insurance experience to serve you.

As your Agent, my goal is to be here for my customers whenever you need support. Even when I’m not available personally, you can count on my professional, insurance-licensed team to step in—ready to help, answer questions, and provide guidance you can feel confident with.

Each member of our team is highly trained, genuinely cares about you, and is prepared to assist with all of your insurance needs—from everyday coverage questions to more complex situations.

Want to hear directly from people we’ve helped? Check out our Google reviews to see what our customers have to say about working with Sonja Lhotka – State Farm. We’re proud of the relationships we’ve built, and we think you’ll find your experience is just as positive.

our team image 0
our team image 1
our team image 2
Available Positions

https://employers.indeed.com/candidates?from=gnav-empcenter&id=e75174d0f6dd&statusName=Active

Click to view all of Sonja's current openings!

Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.