Sonja Lhotka

Are you ready for FALL? Call or text our office today or click on the ‘START A QUOTE’ button We can cover your Auto Insurance, Homeowners Insurance, Renters Insurance, Life Insurance and so much more!

Your schedule is busy and your time is important - so if you prefer to have a virtual appointment, we can do that with our Good Neighbor Connect, just give us a call!

When I started in the Industry, I remember starting at the front desk and thinking to myself, "I am NOT doing this for the rest of my life!" Well 17 years later and here I am! :) One of my favorite parts about being a State Farm agent is I get to work with local families and business owners to provide the right insurance protection for their autos, homes and businesses. My team and I are also passionate about making sure our policyholders are protected with life and health insurance - we want to be sure that our families are ready for whatever happens - you should know we are here to help you with the curves life sometimes throws at all of us and to be there to help your life go right.

Although my office is located in West St. Paul, my family and I reside in Farmington. We have 2 children who keep us very busy with sports, choir, and daycare. When we aren’t running around with the kids we love to take our two Golden Retrievers - Fancy (after Reba McEntire) and Ryder to the dog park to see who can throw the ball the furthest for them. Everything is a competition in our house! We enjoy ending our evenings with game nights and Mexican food.

We all know you can't make a difference in the world alone, you must have a team. I am lucky enough to have 4 incredible full time team members, Samantha (Sam), Mitch, JT, and Cheryl who are as excited as I am to be part of this W. St. Paul Community. My team and I are licensed and ready to help! Whether you want to talk through auto insurance, home insurance, renters, life insurance, health insurance, business insurance - we are here and ready to get to work for you! In addition to insurance we also provide notary services for our customers, Give our office a call or stop by today and let's talk! The pop is cold and the coffee is hot, we'll show you what it's like to be cared for by a great insurance team!