Sonja Lhotka

If you’d prefer to avoid the harsh Minnesota winters but still have questions, we’re happy to connect with you virtually to ensure your coverage aligns perfectly with your life! If you’re seeking quotes, my team and I are ready to create a personalized Price Plan tailored just for you. Feel free to call or text our office to speak with me or a team member today! We’d be honored to be your go-to resource for insurance and financial services.

🌟 My Journey in the Insurance Industry 🌟

When I first started in this industry, I remember sitting at the front desk and thinking, "I am NOT doing this for the rest of my life!" Fast forward over 18 years, and here I am, still passionate about what I do! 😊

One of my favorite aspects of being a State Farm agent is the opportunity to work closely with local families and business owners to provide the right insurance protection for their autos, homes, and businesses.

My team and I are dedicated to ensuring our policyholders are covered with life and health insurance, too. We believe it's crucial for families to be prepared for whatever life throws their way.

Remember, we are here to help you navigate life’s curves and to support you in making sure your life goes right!

🌟 A Bit About Me 🌟

I’m a proud business owner based in West St. Paul, but my heart is in Rosemount, where I live with my two energetic children and our beloved Golden Retriever, Fancy. Named after the iconic Reba McEntire, Fancy loves her daily adventures at the dog park, where she thrives on socializing with both humans and furry friends.

As a parent, I understand the importance of community and the role we play in shaping our children’s lives. My family’s busy schedule, filled with sports, choir activities, and daycare, keeps me on my toes and inspires my commitment to youth sports, education, and community involvement.

One of my deepest passions is supporting our military. After losing my brother Jesse in the Iraq War in 2005, I’ve made it my mission to honor our men and women in uniform every day of the year—not just on Veterans Day or Memorial Day. Their sacrifices deserve our gratitude and recognition.

In addition to my commitment to the military, I actively participate in and sponsor local events that bring our community together. Each August, my team and I proudly host the "Movie in the Park" event in West St. Paul, and we are dedicated participants in the annual Backpack Giveaway, helping to ensure that every child in our community has the tools they need for success.

I am also a strong advocate for inclusivity and proudly support the LGBTQ+ community. I believe that everyone deserves to feel welcomed and valued, and I strive to foster an environment where diversity is celebrated.

🌟 Together, We Make a Difference! 🌟

We all know that making a difference in the world requires a strong team. I am fortunate to have five incredible full-time team members—Samantha (Sam), Mitch, JT, David, and Cheryl—who share my passion for serving the West St. Paul community. We are all licensed and ready to assist you!

Whether you want to discuss auto insurance, home insurance, renters insurance, life insurance, health insurance, or business insurance, we are here to work for you. In addition to insurance services, we also offer notary services for our customers.

📞 Give our office a call or stop by today! Let’s chat about your needs. The pop is cold, and the coffee is hot—we can’t wait to show you what it’s like to be cared for by a dedicated insurance team!